Digital Lending Service

About E-Perash

E-Perash is a digital lending service application designed for users in the Philippines, dedicated to providing a convenient, efficient, and secure online borrowing experience for individuals with short-term financial needs.

Users can complete the entire loan application process through their mobile device, including information submission, evaluation, and fund disbursement. The entire process is fully online, ensuring a clear and seamless user experience.

Product Information

E-Perash offers flexible personal credit loan services

Loan Amount

₱1,000 – ₱80,000

Loan Tenure

180 – 365 days

(6 – 12 months)

Daily Interest Rate

0.04% – 0.06%

per day

Application Method

Fully online, no physical documentation required

Approval Process

Automated system review + risk assessment

The final loan amount and interest rate will be determined based on the user’s credit evaluation results.

Key Advantages

Fully Digital Process

No offline procedures are required. The entire process from application to disbursement can be completed within the app.

Fast and Transparent Approval

An intelligent risk control system combined with data analysis helps improve approval efficiency.

Flexible Loan Options

Multiple loan amounts and repayment terms are available to meet different financial needs.

Secure and Compliant Service

The service is jointly provided by a technology platform and a licensed financial institution, ensuring compliance, process integrity, and fund security.

User-Friendly Experience

A simple and intuitive interface helps users complete loan applications quickly and easily.

Application Process

4 Simple Steps to get your funds

Download and register on E-Perash

Fill in basic information and submit your application

The system performs credit evaluation and review

Receive funds quickly upon approval

Partners

E-Perash is jointly operated by a technology company and a financial institution

Technology & Platform Support Provider

KPW TECHNOLOGY COMPANY LIMITED CORP.

Responsible for E-Perash app development, system maintenance, and overall platform operations.

Financial Service Provider

SCOREONE FINANCING CORP.

Responsible for loan product design, credit evaluation, fund disbursement, and loan servicing.

Together, both parties provide a complete digital lending service experience for users.